Chemical Financial Corporation (CFC) is the third largest bank holding company in Michigan, with assets of over $3 billion. Headquartered in Midland, CFC operates 129 Chemical Bank offices located throughout Michigan's lower peninsula.
CFC is a family of community banks committed to providing quality financial services to the cities and rural communities we serve. Our branches provide a full range of traditional and non-traditional personal and commercial financial services and products, including cash management and personal investment services, mutual funds, annuities, and credit life, title, property and casualty insurance products.
Note: Personal investment services, mutual funds, annuities, and credit life, title, property and casualty insurance products are not insured by the FDIC or any other federal government agency - Not a deposit of the bank and not guaranteed by the bank - May go down in value.
| Our goal is... | continued financial strength |
| Our focus is on... | quality customer service |
| Our strength is our... | community knowledge |
| Our commitment is to... | local involvement |
Chemical Bank specializes in providing personalized financial services that extend well beyond accepting deposits and making loans. In doing so, we have experienced financial success and growth. CFC has reported increased operating earnings and dividends in each of the past 29 years. Over the past 5 years, dividends per share have increased at a 8.3% compounded annual rate. Our Financial Summary demonstrates our success.
At Chemical Bank, customer service is enhanced by local decision making. Our 129 Chemical Bank offices are staffed with professional individuals with the experience and expertise to tailor our services to meet your needs. Whether you prefer personal service at our branch offices, the convenience of our drive-up banking facilities or if electronic banking is more your style, we're ready to help. Beyond traditional banking services, Chemical Bank offers you greater convenience, speed and access electronically through our Internet Banking, Phone Banking, Debit/ATM Cards and Direct Deposit programs. Customer service is "custom" at Chemical Bank, We think you'll like the chemistry.
At Chemical Bank, we understand the people, resources and potential of the communities we serve. This knowledge has led to the opening of hundreds of small businesses, the growth of others into some of the area's largest employers, and the satisfaction of thousands of customers with very individual needs.
Chemical Bank employees across the state can point to dozens of community projects in which we've had a hand. We help make our communities better for our neighbors, our families, ourselves and the future. At Chemical Bank, this "neighbor-helping-neighbor" spirit is important to us.
Throughout Michigan, our employees are actively involved in charitable organizations and community events as leaders, members and volunteers. Their time is donated and their efforts are far-reaching to worthwhile organizations and events, such as 4H, the American Heart Association, March of Dimes, United Way, Walk for Warmth, Habitat for Humanity and many, many more.
Our Primary Regulator is the Federal Reserve Bank of Chicago. If you have a concern or a comment you may contact them directly.
