Personal Checking Accounts

Our wide range of personal checking accounts are designed to meet your individual needs -- both now and in the future. Whether you're interested in unlimited check-writing, interest on your funds, or a no minimum balance free account -- Chemical Bank has a personal checking account that's right for you. As a Chemical Bank customer, you'll enjoy the following benefits on all the personal checking accounts we offer:

• Internet/Phone Banking - with e-Banking, access account information and perform many banking functions when it's convenient for you -- using your phone or through secure internet access
• Debit/ATM Cards - bank when it's convenient for you with 24-hour banking.
• ChemCheck Debit Card - access your checking account without writing a check.
• Preferred Rewards^SM Debit Card - The card that works like a check. Preferred Rewards Debit Card lets you use the money in your Chemical Bank checking account to buy groceries, pay your bills, or buy new shoes without ever having to write a check, and we will reward you. Every time you use your card you'll earn reward points - points you can redeem for valuable merchandise, dining, shopping, travel and entertainment rewards. You get to choose how you get rewarded.
• Direct Deposit - a convenient way to have recurring payments automatically deposited into your account. Bank-by-Mail - mail deposits to your account right from your home. Automatic Transfer - have mortgage and consumer loan payments deducted from your checking account each month.
• Automatic Payment - following your directions, periodic transfers are made from your checking account to your savings account.

For a quick review of our accounts see our personal checking account descriptions.