Loans and Credit Cards

Mortgage Loans - Pre-Approval Program

Residential Mortgage Loans

You've been thinking about buying a new home. You've finally decided that now is the right time to buy, and you're ready to make your move.

Our Mortgage Pre-Approval Program is designed to make the entire borrowing process much easier and quicker for you. For a nominal fee of approximately $40 (fee may be applied toward closing costs at Chemical Bank), you'll not only know in advance approximately how much you can spend on your new home, but you'll be pre-approved for a specific loan amount with Chemical Bank. This means that many of your mortgage loan questions will be answered before you even begin shopping for your new home.

With our Mortgage Pre-Approval Program, you'll receive a Certificate of Mortgage Approval indicating that you are pre-approved for a mortgage loan with Chemical Bank for 60 days. This certificate could be a very valuable tool for you as a buyer, as it can be presented to a seller or realtor as evidence of your ability to obtain the necessary financing. It will also ensure a much quicker loan process, since preliminary work has already been completed -- meaning you could be in that "dream home" much quicker.

Stop in or call any Chemical Bank Location for a personal consultation to find out more about our Mortgage Pre-Approval Program. Take advantage of this great new program -- you'll be glad you did.

However, if you're not as far along in the process of buying that new home and are interested in discussing various financing alternatives, Chemical Bank has a program for you! Click here for more information on this additional service: Pre-Qualification Service.