ChemFlex Investment Account

Earn a higher rate of interest on short-term investments.


A flexible investment choice that provides you with greater control of your funds. Our ChemFlex Investment Account is a special one-month time deposit account that allows investors with $1,000 or more to earn a higher rate of interest on short-term investments.

  • No fees or service charges
  • Competitive interest rate
  • Interest is paid and compounded on the monthly anniversary date
    • Funds may be withdrawn, without penalty, on the monthly anniversary of the date the account was opened
  • Your account renews automatically each month
  • One deposit or one withdrawal allowed per day
  • Minimum opening deposit of $1,000
    • For subsequent withdrawals reducing the balance to less than $1,000, the account will cease earning interest.*
  • Monthly statements will reflect all deposits, the account balance, interest collected and the rates in effect on your account for the current month

Frequently Asked Questions

Got questions? We've got answers.

Our Savings Accounts not only store funds, but work to help you get the most out of every dollar! Chemical Bank offers many savings options that will help you earn more and save time so you can reach your financial goals faster.

Recommended Products and Services

Enhance your Business Checking Account with features such as:

  • Personal or Business online Banking
  • Voice Banking

*There is a penalty for early withdrawal from a ChemFlex Investment Account.