Advantage Checking

This checking account will allow you to earn interest on your daily balances and provides you with great benefits.

Find a Chemical Bank in your community


Start receiving more from your checking account by signing up for Advantage Checking!

  • Maintain a minimum balance of $1,000 or average monthly balance of $1,500
    • No $7.00-per-month service charge if you maintain the minimum balance
    • Service charge fee will also be waived if you maintain a Midwest Savings Account or an aggregated balance of $10,000 in other Chemical Bank deposit accounts
  • Interest paid monthly on all balances over $0.01 (Consult your local Chemical Bank branch for current rates.)
  • Variable interest rate based on market conditions
  • A variety of Statement Options to meet your needs
    • Statements are sent monthly
  • FREE Online Banking and Voice Banking service
  • FREE Mobile Banking**
  • Discount on loan rate with direct debit †

Frequently Asked Questions

Got questions? We've got answers.

With tiered interest, you will earn a higher rate of interest as you deposit more money!


$0.01 - $9,999

$10,000 - $24,999

$25,000 and Over

Consult your favorite Chemical Banker for current rates on the tiers listed above.

ePersonal Banking with eStatements is a FREE service that helps you manage your finances online. Whether you are at home, at work or on the road, Chemical Bank is here for you 24 hours a day, 7 days a week - anywhere an Internet connection is available.

Recommended Products and Services

Get the most out of your checking account by pairing it with these great tools:


Direct Deposit

Mobile Banking

ePersonal Online Banking with eStatements

Speak with a bank representative for additional fee details.
**Deposit restrictions may apply, ask a representative for details.
† Subject to application and approval.