Advantage Checking

This checking account will allow you to earn interest on your daily balances and provides you with great benefits.

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  • Maintain a daily minimum balance of $1,000 or average daily minimum balance of $1,500 to avoid a $7.00 monthly maintenance charge
    • Monthly maintenance charge will also be waived if you maintain a Midwest Savings Account or an aggregated daily minimum balance of $10,000 in other Chemical Bank deposit accounts.
    • There is no initial balance required to open the account and you will have 30 days to achieve and maintain the required balance to avoid the monthly maintenance charge.
  • Tiered interest paid monthly on entire balance. Tiers are below:
    • $0.01-$9,999
    • $10,000-$24,999
    • $25,000 and over
      • Consult your Chemical Banker for current rates on the above tiers
  • eBanking, eBill Pay and Voice Banking available
  • Mobile Banking with Mobile Remote Deposit Capture available*
  • A variety of statement options to meet your needs**
    • Statements are sent monthly
  • .25% discount on personal loan rate with direct debit from your Chemical Bank deposit account***

Frequently Asked Questions

Advantage Checking is the perfect account for individuals who maintain higher balances in their checking account or other deposit products to avoid paying a monthly maintenance charge. This account also provides the additional benefits of a Midwest Savings Account account with no minimum balance or monthly maintenance charge.

eBanking with eStatements is a FREE service that helps you manage your finances online. Whether you are at home, at work or on the road, Chemical Bank is here for you 24 hours a day, 7 days a week – anywhere an internet connection is available. eBill Pay allows you to conveniently and securely pay online.

Recommended Products and Services

Get the most out of your checking account by pairing it with these great tools:

ATM Card

Direct Deposit

Mobile Banking

eBanking with eStatements

*Deposit restrictions may apply, ask a representative for details.

**A $3.00 per month charge for paper statement fees is assessed. Please visit with a local Chemical Bank representative to learn more.

***Subject to application and approval.