ChemBasic Checking

Enjoy a convenient checking account that sticks to the basics-no minimum balance requirements and no monthly service charges when you take advantage of eStatements.**

Find a Chemical Bank in your community


No minimum balance requirements or service charges with eStatements.

Frequently Asked Questions

ChemBasic Checking is for individuals who do not keep high balances in their checking account, frequently write checks and don’t qualify for a no-charge account through relationship banking.

eBanking with eStatements is a FREE service that helps you manage your finances online. Whether you are at home, at work or on the road, Chemical Bank is here for you 24 hours a day, 7 days a week – anywhere an internet connection is available. eBill Pay allows you to conveniently and securely pay online.

Recommended Products and Services

We recommend adding the following products and services to enhance your Personal Checking account:

Debit Card

ATM Card


Mobile Banking

ePersonal Online Banking

*Deposit restrictions may apply, ask a representative for details.

**A $3.00 per month charge for paper statement fees is assessed. Please visit with a local Chemical Bank representative to learn more.

***Subject to application and approval.