Classic Checking

Chemical Bank's traditional checking account. Classic Checking features a low minimum balance requirement, no check writing limitations and no per-check charge. Best of all, you can conveniently manage your finances and pay bills online anytime, anywhere with our eBillPay service!


Low minimum balance requirement, no check writing limitations or per-check charge.

  • FREE ATM transactions at Chemical Bank ATMs
  • FREE unlimited Debit Card transactions
  • FREE eBanking and Voice Banking service
  • FREE unlimited eBill payments
  • A variety of Statement Options to meet your needs
    • *Statements are sent monthly
  • Maintain minimum balance of $500.00, otherwise a $5.00 monthly service fee will apply.

Frequently Asked Questions

Got questions? We've got answers.

There is no initial balance required to open the account, and you will have 30 days to achieve and maintain a $500 minimum balance.

eBillPay allows you to conveniently and securely pay bills online without having to write a check.

Recommended Products and Services

We recommend adding the following products and services to enhance your Personal Checking account:


Direct Deposit

Mobile Banking

ePersonal Online Banking with eStatements