Classic Savings

This is a great account for anyone who is just starting to save! You can save as much as you want, earn interest, and still have easy access to your money whenever you need it.


  • Maintain a daily minimum balance of $300 to avoid a $3.00 per month maintenance charge.
    • There is no initial balance required to open the account and you will have 30 days to achieve and maintain the required balance to avoid the monthly maintenance charge.
  • Six withdrawals and transfers allowed each month without a fee, $1.00 fee for each additional debit after six.
  • Interest paid monthly on all balances over $0.
    • Consult your local Chemical Banker for current rates
  • A variety of statement options to meet your needs
    • Statements are sent quarterly, or monthly if electronic activity
  • eBanking, Voice Banking and Mobile Banking with Remote Deposit Capture* available
  • .25% discount on personal loan rate with direct debit from your Chemical Bank deposit account**

Frequently Asked Questions

This account is excellent for anyone who is “new” to savings and wants to earn interest.

Absolutely! Our easy-to-use Mobile Banking system will provide you with convenient and secure access to your savings account information by allowing you to transfer funds, check account balances, view history, make bill payments, set alerts and deposit checks – all from the palm of your hand!

A savings account is a great way to increase your money! Chemical Bank offers many Personal Savings Account options that will help you earn more and save time so you can reach your financial goals faster.

Recommended Products and Services

Enhance your Personal Savings Account with features such as:

*Deposit restrictions may apply, ask a representative for details.

**Subject to application and approval.