Midwest Savings

Ideal for individuals who maintain a higher balance in their account, are looking to earn a higher rate of interest and are interested in a FREE interest-bearing checking account. This may just be the best way to save ever!


  • No minimum balance required
  • No monthly maintenance charge
  • Four withdrawals and transfers each month without a fee. After four, $1.00 fee for each additional debit.
  • Tiered interest paid on entire balance. Interest Tiers are as follows:
    • $0 - $4,999
    • $5,000 - $9,999
    • $10,000 - $24,999
    • $25,000 - $49,999
    • $50,000 - $99,999
    • $100,000 and over
    • Consult your Chemical Banker for current rates on the above tiers
  • A variety of statement options to meet your needs
    • Statements are sent quarterly or monthly if electronic activity
  • eBanking, Voice Banking and Mobile Banking with Remote Deposit Capture* available
  • Eligible for Advantage Checking without monthly maintenance charge
  • .25% discount on personal loan rate with direct debit from your Chemical Bank deposit account**

Frequently Asked Questions

Absolutely! Our easy-to-use Mobile Banking system will provide you with convenient and secure access to your savings account information by allowing you to transfer funds, check account balances, view history, make bill payments, set alerts and deposit checks – all from the palm of your hand!

eBanking is a free service that helps you manage your finances online. Whether you are at home, at work or on the road, Chemical Bank is here for you 24 hours a day, 7 days a week, anywhere an Internet connection is available.

A savings account is a great way to increase your money! Chemical Bank offers many Personal Savings Account options that will help you earn more and save time so you can reach your financial goals faster.

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*Deposit restrictions may apply, ask a representative for details.

**Subject to application and approval.