Midwest Savings

Ideal for individuals who maintain a higher balance in their account, are looking to earn a higher rate of interest and are interested in a FREE interest-bearing checking account.* This may just be the best way to save ever!


No minimum balance, earns tiered interest.

  • No minimum balance requirement
  • No monthly service charge
  • A variety of Statement Options to meet your needs
    Statements are sent monthly based on the activity of your account
  • FREE Online Banking and Voice Banking service
  • FREE Mobile Banking**
  • Discount on loan rate with direct debit

Frequently Asked Questions

Got questions? We've got answers.

With tiered interest, you will earn a higher rate of interest as you deposit more money!


$0 – 4,999

$5,000 – 9,999

$10,000 – 24,999

$25,000 – 49,999

$50,000 – 99,999

$100,000 and over

-Consult your local Chemical Banker for current rates on the tiers listed above.

Absolutely! Our easy-to-use Mobile Banking system will provide you with convenient and secure access to your savings account information by allowing you to transfer funds, check account balances, view history, make bill payments, set alerts and deposit checks – all from the palm of your hand!

Online Banking is a FREE service that helps you manage your finances online. Whether you are at home, at work or on the road, Chemical Bank is here for you 24 hours a day, 7 days a week - anywhere an Internet connection is available.

A savings account is a great way to increase your money! Chemical Bank offers many Personal Savings Account options that will help you earn more and save time so you can reach your financial goals faster.

Recommended Products

Enhance your Personal Savings Account with features such as:

*MI Savings has four free monthly withdrawals including automatic, Internet, phone, mail or other. See account disclosure or bank representative for additional fee details; **Deposit restrictions may apply, ask a Representative for details; †Subject to application and approval.