Money Market

This account is perfect for anyone who wishes to invest funds, but prefers the liquidity and safety of a money market fund while earning a higher return.* Chemical Bank’s Money Market account makes investing and earning easy and convenient!


  • Maintain an average daily minimum balance of $2,500 to avoid a $10 per month maintenance charge.
    • There is no initial balance requirement to open the account and you will have 30 days to achieve and maintain the required balance to avoid a monthly maintenance charge.
  • Tiered interest paid on all balances over $0. Interest Tiers are as follows:
    • $0 - $9,999
    • $10,000 - $24,999
    • $25,000 - $49,999
    • $49,000 - $99,999
    • $100,000 and over
    • Consult your Chemical Banker for current rates on the above tiers
  • Relatively low balance requirement compared to other investment programs.
  • Variable interest rate based on market conditions.
  • A variety of statement options to meet your needs
    • Statements are sent monthly
  • eBanking, Voice Banking and Mobile Banking with Remote Deposit Capture** available
  • .25% discount on personal loan rate with direct debit from your Chemical Bank deposit account***

Frequently Asked Questions

Absolutely! Our easy-to-use Mobile Banking system will provide you with convenient and secure access to your savings account information by allowing you to transfer funds, check account balances, view history, make bill payments, set alerts and deposit checks – all from the palm of your hand!

eBanking is a FREE service that helps you manage your finances online. Whether you are at home, at work or on the road, Chemical Bank is here for you 24 hours a day, 7 days a week - anywhere an Internet connection is available.

The Money Market Account has a limit of six preauthorized monthly withdrawals which include automatic withdrawal, check, Internet, and phone transactions. Visit your favorite Chemical Bank representative for additional fee details.

Recommended Products and Services

Enhance your Personal Savings Account with features such as:

*A Federal Regulation D change limits pre-authorized withdrawals or transfers to six per month. Pre-authorized transactions include automatic withdrawal, check, internet transfers and telephone transactions. However, this limit does not apply to withdrawals or transfers made in person or at an ATM. If you exceed these limits, we will notify you.

**Deposit restrictions may apply, ask a representative for details.

***Subject to application and approval.