Money Market

This account is perfect for anyone who wishes to invest funds, but prefers the liquidity and safety of a money market fund while earning a higher return.* Chemical Bank’s Money Market account makes investing and earning easy and convenient!


Competitive market rates and immediate liquidity.

  • Maintain a minimum average balance of $2,500 during the calendar month
    • No $10.00-per-month service charge if you maintain the minimum balance
  • Interest paid monthly on all balances over $0 (Consult your local Chemical Bank branch for current rates.)
  • Relatively low balance requirement compared to other investment programs
  • Variable interest rate based on market conditions
  • A variety of Statement Options to meet your needs
    • Statements are sent monthly based on the activity of your account
  • FREE Online Banking and Voice Banking service
  • FREE Mobile Banking**
  • Discount on loan rate with direct debit

Frequently Asked Questions

Got questions? We've got answers.

With tiered interest, you will earn a higher rate of interest as you deposit more money!


$0 – 9,999

$10,000 – 24,999

$25,000 – 49,999

$50,000 – 99,999

$100,000 and over

-Consult your favorite Chemical Banker for current rates on the tiers listed above.

Absolutely! Our easy-to-use Mobile Banking system will provide you with convenient and secure access to your savings account information by allowing you to transfer funds, check account balances, view history, make bill payments, set alerts and deposit checks – all from the palm of your hand!

Online Banking is a FREE service that helps you manage your finances online. Whether you are at home, at work or on the road, Chemical Bank is here for you 24 hours a day, 7 days a week - anywhere an Internet connection is available.

The Money Market Account has a limit of six preauthorized monthly withdrawals which include automatic withdrawal, check, Internet, and phone transactions. Visit your favorite Chemical Bank representative for additional fee details.

Recommended Products and Services

Enhance your Personal Savings Account with features such as:

*The Money Market Account has unlimited in-person and ATM withdrawals. There is a limit of six preauthorized monthly withdrawals including automatic, Internet, phone, mail or other. See account disclosure or bank representative for additional fee details; **Deposit restrictions may apply, ask a Representative for details; †Subject to application and approval.