Classic Savings - Minor

For young savers everywhere! Save as much as you want, earn interest, and have your money available whenever you need it.


  • For minors (under 18 years old), no minimum balance requirement or monthly maintenance charge.
  • Six withdrawals and transfers allowed each month without a fee, $1.00 fee for each additional debit after six.
  • Interest paid monthly on all balances over $0.
    • Consult your local Chemical Banker for current rates
  • A variety of statement options to meet your needs
    • Statements are sent quarterly, or monthly if electronic activity
  • eBanking, Voice Banking, eBill Pay and Mobile Banking with Mobile Deposit Capture* available
  • .25% discount on personal loan rate with direct debit from your Chemical Bank deposit account**

Frequently Asked Questions

If you are under 18 and are “new” to saving, this account is for you!

When you turn 18, simply visit your local Chemical Bank office and switch to any of our other (adult) Savings Accounts.

A savings account is a great way to increase your money! Chemical Bank offers many Personal Savings Account options that will help you earn more and save time so you can reach your financial goals faster.

For Parents:

Help your child monitor their Classic Savings – Minor account by signing up for these great services:

Online, Voice and Mobile Banking Services

Saving for college?

The professionals at Chemical Bank are excited to help you make the most of every opportunity and will provide the right solutions for your college investment needs. Visit your local Chemical Bank office for more information.

*Deposit restrictions may apply, ask a representative for details.

**Subject to application and approval.