|ACH Effective Date||Process 2 days|
prior by 6:00 pm
|If Processing Day is a Federal Holiday **|
|Wednesday||Monday||Friday of Prior Week|
|Tuesday||Friday of Prior Week||Thursday of Prior Week|
|Monday||Thursday of Prior Week||Wednesday of Prior Week|
Example: If you need an ACH transaction to be effective on Friday, you will need to submit it by 6:00 pm, Wednesday. If Wednesday is a Federal Holiday, you will need to submit it one day earlier, Tuesday, before 6:00pm.
** No ACH processing is available on a Federal Holiday. ACH files cannot be processed or posted to accounts on these days.
Chemical Bank offices are closed on the following Federal Holidays:
For holidays falling on Sunday, the holiday is observed the following Monday.