Zero Liability protection against unauthorized purchases

In the event that your card is used to make unauthorized purchases— whether made in a store, by phone, or online—you won't be held liable.1

Extended Warranty

Most manufacturer warranties are doubled for up to one additional year.

Learn more about Extended Warranty in the Guide to Benefits.


You’re covered for most items you purchase with an eligible card if they are damaged or stolen within 90 days of the date of purchase.

Learn more about Purchase Assurance® in the Guide to Benefits.

Master Rental® Insurance Coverage

MasterRental® Collision Damage Waiver Insurance pays for covered damages (physical damage and theft) to a rental vehicle when you use your card to initiate and pay for the entire rental transaction. 

Learn more about MasterRental® Insurance Coverage in the Guide to Benefits.

MasterCard Easy Savings® Program2

Earn rebates on eligible purchases that are automatically credited to your business checking account when you use your enrolled card at participating merchants.2 Learn more at

Preferred RewardsSM

Enroll in Preferred Rewards and receive 2,000 Bonus Points3 just for signing up! Your business debit card allows you to earn points with every signature-based transaction and bill payments anywhere MasterCard Debit is accepted.4 Receive reward points each and every time you use your card - points can be redeemed for merchandise, gift cards, and travel.To enroll in this program for the first time, or with an existing Debit Card, simply contact your local branch. You may also contact our Customer Care Center toll free at (800) 867-9757!5

Free Savings with MI Rewards

While using your Chemical Bank Business Debit Card for every day transactions and earning Preferred Rewards Points you’ll begin to receive offers from our new MI Rewards program. Based on the way you shop, you’ll receive money-saving deals and discounts tailored just for you.

Log in today to the Preferred Rewards site and click on the "MI Rewards" button to see your MI offers. Whether you’re looking for deals on office supplies, equipment or travel items our new MI Rewards program gives you a convenient way to save.

How do I Redeem or Check my Reward Points?

To check your point balance or to redeem your points, click here or call the Preferred RewardsSM Redemption Service Center at 1-800-790-0814. Reward Points carry a 5-year expiration limitation based on the month in which they were earned. Visit the Preferred Rewards site regularly to see the money saving offers personalized for you through Chemical Bank’s MI Savings program.

Can I earn reward points on charges automatically billed to my new card?

Yes, after you receive your new card and enroll in Preferred RewardsSM, simply provide your card number to companies (like office supply vendors, business security companies, maintenance services and other service providers) to set up automatic bill payments using your card.4

MasterCard® Business Network

Take care of multiple business needs all in one place at this special website. Sign up to save on over 650,000 business products, book and manage business travel, read restaurant reviews and make dining reservations—even create and manage expense reports. Learn more at



Please stop by your local Chemical Bank office or call our Customer Care Center at  (800) 867-9757 to learn more about the expansive range of benefits that our Chemical Bank Business Debit Card has to offer.