Stop in today at any Chemical Bank office near you for a Debit Card application, and then begin enjoying quick, convenient, 'anytime' banking.

Frequently Asked Questions

Got questions? We've got answers.

All transactions will post directly to your checking account and you will have a detailed description of where and when the transaction was done.

Your security is our top priority, and Chemical Bank’s Debit Card comes equipped with protection features such as:

  • MasterCard® Global ServiceTM–Provides you with worldwide, around-the-clock customer assistance with lost and stolen card reporting, emergency card replacement, and emergency cash advance.  
  • MasterCard® Zero Liability1–Protects you against unauthorized purchases on your card should it be lost or stolen.
  • MasterCard® SecureCodeTM–Protect your card with your own personal password so only you can make purchases. Registration is free and easy, call 800.867.9757.

With your Debit Card, you can take advantage of these great benefits as well:

  • Extended Warranty Insurance2–Doubles the time period and duplicates the coverage of the original manufacturer’s or U.S. store brand warranty on new products for a maximum of one year.
  • Price Protection3–Guarantees you the best price on new products purchased with an eligible card by providing a refund on the difference, if you find a lower price within 60 days of purchase.
  • Satisfaction Guarantee4–Provides up to $250 per new product, if you become dissatisfied with a merchant’s product within 60 days of purchase and they will not accept a return.

MasterCard SecureCode

We're pleased to offer SecurLOCKTM Communicate and SecurLOCKTM Equip, which are two products that help us protect you and your accounts from fraud. Click the links below to learn more about how these products work and how to sign up for them. 

SecurLOCK Communicate

SecurLOCK Equip


1. Certain restrictions apply. For details, click here.

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

2. Maximum benefit for repair or replacement cannot exceed the actual amount placed on your debit card or $10,000. Additional conditions and restrictions apply. Please refer to the Guide to Benefits for details.

3. Up to $250 per claim and four claims per 12-month period. Additional conditions and restrictions apply. Please refer to the Guide to Benefits for details.

4. Maximum of four claims per 12-month period. Additional conditions and restrictions apply. Please refer to the Guide to Benefits for details.

Click here for a copy of the Guide to Benefits.

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