Personal Checking Accounts for Every Customer.

Chemical Bank offers a variety of personal checking accounts that are designed to meet the needs of your unique lifestyle. Learn more about the features and benefits of our checking accounts by visiting the links below or visiting with your favorite Chemical banker. 

Checking Account Options 

Advantage Checking

Earn interest on your daily balances. 

Minimum balance to open

$0

Minimum balance to waive fees

$1,000

Variable interest rate based on market conditions

Free Online Banking and Voice Banking services

ChemBasic Checking 

No minimum balance requirements or service charges with eStatements. 

Minimum to open

$0

Minimum balance to waive fees

$0

Free ATM transactions at Chemical bank ATMs

Free Debit Card Transactions

Free unlimited eBill payments 

ChemPlus Checking

For individuals 55 and better.

Monthly Service Charge

$0

Minimum balance to waive fees

$0

Free ATM transactions at Chemical Bank ATMs

Free Unlimited Debit Card transactions

Free eBanking and Voice Banking service

Classic Checking

Low minimum balance requirement, no check writing limitations or per-check charge.

Minimum to open

$0

Minimum balance to waive fees

$500

Free ATM transactions at Chemical Bank ATMs

Free unlimited Debit Card transactions

Free unlimited eBill payments

Green Checking

Chemical Bank's paperless account, access funds electronically 24/7. 

Minimum to Open

$0

Minimum balance to waive fees

$0

Free Mobile Banking

5 free checks per month

Unlimited Mobile Remote Deposit Capture

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