For individuals 55 and better.

  • FREE ATM transactions at Chemical Bank ATMs
  • FREE Unlimited Debit Card transactions
  • FREE eBanking and Voice Banking service
  • eBill Pay services includes FREE, unlimited eBill payments
  • FREE green-mint safety paper checks
  • FREE notary photocopies
  • A variety of Statement options to meet your needs
    • Statements are sent monthly based on the activity of your account

Frequently Asked Questions

Got questions? We've got answers.

What makes ChemPlus different from other Chemical Bank Checking Accounts?

With this account, you can save money on checks. Specialty Mint wallet checks are provided FREE or you can get a 50% discount on other check styles.

What is ePersonal Online Banking?

ePersonal Banking with eStatements is a FREE service that helps you manage your finances online. Whether you are at home, at work or on the road, Chemical Bank is here for you 24 hours a day, 7 days a week - anywhere an Internet connection is available.

What is Chemical Bank's FREE Preferred RewardsSM Debit Card?

You can use your Chemical Bank Debit Card to get cash at any of Chemical Bank's ATMs and everywhere MasterCard® Debit Cards are accepted worldwide. An additional benefit of a Chemical Bank Debit Card is the Preferred Rewards program. By enrolling in Chemical Bank's FREE Preferred Rewards program and using your Debit Card to make everyday signature purchases, you will earn points redeemable for gift cards, brand name merchandise and more!

While earning Preferred Rewards Points, you will also begin to receive offers from our new MI Rewards program. Based on the way you shop, you'll receive money-saving deals and discounts tailored just for you! Whether you’re looking for deals on food, apparel, housewares or travel items, our new MI Rewards program gives you a convenient way to save.