Chemical Bank is a trusted partner when it comes to getting you the right loan at a great rate. Our Consumer Lenders are excited to help you fund your ideas, dreams and adventures!

Chemline 

Loan to ValueAPR
0-80%4.00%
81-90%5.25%

A $75.00 annual fee is applied to all Chemlines, with the first year waived. A $250.00 termination fee may be assessed if your account is terminated within three years. Fees to open this account may range from $175.00 to $750.00. Property securing this loan must be properly insured. Chemlines have a variable-rate feature, and the annual percentage rate can change as a result, however the annual percentage rate will never exceed 18.00%. A Chemical Bank deposit account is required.

APR = Annual Percentage Rate. Subject to credit approval. Rate(s) are effective as of March 14, 2017. Additional restrictions may apply. Contact your local Chemical Bank for more details.

Automobile

Model Year      Term Months      Interest Rate      APR      Monthly Payment
*2012 thru New602.99%*3.346%$359.29

For automobiles 2011 and older, please consult a consumer lender. This offer does not apply to the refinancing of existing Chemical Bank Loans. All other loan terms and requirements apply. Maximum Loan amount $200,000. 

* APR based on a $20,000.00 loan with 60 monthly payments of $359.29.

 

APR = Annual Percentage Rate. Subject to credit approval. APR is based on credit score and may be less favorable based on individual credit history. Rate(s) are effective as of March 14, 2017. Additional restrictions may apply. Contact your local Chemical Bank for more details. 

Home Equity Loans

Loan to ValueTerm MonthsInterest RateAPRMonthly Payment
*0-80%    72  3.49%   3.809%   $308.30
**81-90%    72  3.59%   3.911%   $309.21

This offer does not apply to the refinancing of existing Chemical Bank Loans. All other loan terms and requirements apply. Maximum Loan amount $200,000.

* APR based on a $20,000.00 loan with 72 monthly payments of $308.30.

** APR based on a $20,000.00 loan with 72 monthly payments of $309.21.

APR = Annual Percentage Rate. Subject to credit approval. Payments do not include amounts for taxes and insurance premiums. APR is based on credit score and may be less favorable based on individual credit history. Advertised rates available on 72 month home equity loans. Balloon loans may be available for longer terms. Rate(s) are effective as of March 14, 2017. Additional restrictions may apply. Contact your local Chemical Bank for more details.

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