Benefits

A great way to save while earning a higher interest rate.

  • Investment terms from 3 to 60 months

  • “Raise Your Rate” CD

  • “Add-On” CD

  • Low minimum investment amount and competitive interest rates

  • Fixed and variable rate options

  • Single maturity and automatic renewal certificates

  • Interest payment options -- monthly, quarterly, or at maturity

  • Statement options to meet your needs

Frequently Asked Questions

Got questions? We've got answers.

What is the “Add-On” CD?

If you want the opportunity to add to your initial investment in your CD, then our 12-Month "Add-On" CD is for you! You can make additional deposits to your initial investment of at least $100 anytime you wish.

What is the “Raise Your Rate” CD?

Our Raise-Your-Rate CD will give you a longer term investment and the opportunity to "raise" the rate of your CD if rates go up. With a phone call you can increase your interest rate up to 1% once during the term of your investment if rates have increased. This CD offers investments of 36, 48, and 60 months.

What are the penalties for withdrawing money from my CD early?

Penalties for early withdraws which could result in the loss of principal:

  • 3 to 12 month  - loss of 3 months interest

  • 13 to 35 months – loss of 6 months interest

  • 36 to 60 months – loss of 12 months interest

  • Exception: Death of account holder