Earns interest, low minimum balance requirement.

  • Maintain a minimum balance of $300
    No $3.00-per-month maintenance fee if you maintain the minimum balance
  • Interest paid monthly on all balances over $0
    Consult your local Chemical Bank branch for current rates
  • A variety of Statement options to meet your needs
    Statements are sent quarterly, or monthly based on the activity of your account
  • FREE Online Banking and Voice Banking service
  • FREE Mobile Banking**
    $.50 for Mobile Remote Deposit Capture (Get this service FREE by signing up for our  Green Checking Account)
  • Discount on loan rate with direct debit

Frequently Asked Questions

Got questions? We've got answers.

Is this account right for me?

This account is excellent for anyone who is “new” to savings and wants to earn interest.

Can I access my account with Mobile Banking?

Absolutely! Our easy-to-use Mobile Banking system will provide you with convenient and secure access to your savings account information by allowing you to transfer funds, check account balances, view history, make bill payments, set alerts and deposit checks – all from the palm of your hand!

Why do I need a savings account?

A savings account is a great way to increase your money! Chemical Bank offers many Personal Savings Account options that will help you earn more and save time so you can reach your financial goals faster.