Save for any annual expenses.

  • No minimum balance requirement
  • No monthly service charge
  • Interest paid at maturity in October (Choose the 10th or the 31st)
  • A variety of Statement options to meet your needs
    • Statements are sent monthly based on the activity of your account
  • FREE Online Banking* and Voice Banking service
  • FREE Mobile Banking*

Frequently Asked Questions

Got questions? We've got answers.

What I can use this account for?

Some good ideas for this account include: holiday expenses, vacations, weddings, anniversaries and more!

Can I withdrawal my money out early?

Funds may not be withdrawn until the maturity date or the account will be closed.  

Can I access my account with Mobile Banking?

Absolutely! Our easy-to-use Mobile Banking system will provide you with convenient and secure access to your savings account information by allowing you to transfer funds, check account balances, view history, make bill payments, set alerts and deposit checks – all from the palm of your hand!

Why do I need a savings account?

A savings account is a great way to increase your money! Chemical Bank offers many Personal Savings Account options that will help you earn more and save time so you can reach your financial goals faster.