Competitive market rates and immediate liquidity. 

  • Maintain a minimum average balance of $2,500 during the calendar month
    No $10.00-per-month service charge if you maintain the minimum balance
  • Interest paid monthly on all balances over $0 (Consult your local Chemical Bank branch for current rates.)
  • Relatively low balance requirement compared to other investment programs
  • Variable interest rate based on market conditions
  • A variety of Statement options to meet your needs
    Statements are sent monthly based on the activity of your account
  • FREE Online Banking and Voice Banking service
  • FREE Mobile Banking**
    $.50 for Mobile Remote Deposit Capture (Get this service FREE by signing up for our  Green Checking Account)
  • Discount on loan rate with direct debit

Frequently Asked Questions

Got questions? We've got answers.

What is tiered interest?

With tiered interest, you will earn a higher rate of interest as you deposit more money!


$0 – 9,999

$10,000 – 24,999

$25,000 – 49,999

$50,000 – 99,999

$100,000 and over

-Consult your favorite Chemical Banker for current rates on the tiers listed above.

Can I access my account with Mobile Banking?

Absolutely! Our easy-to-use Mobile Banking system will provide you with convenient and secure access to your savings account information by allowing you to transfer funds, check account balances, view history, make bill payments, set alerts and deposit checks – all from the palm of your hand!

What is Online Banking?

Online Banking is a FREE service that helps you manage your finances online. Whether you are at home, at work or on the road, Chemical Bank is here for you 24 hours a day, 7 days a week - anywhere an Internet connection is available.

How many withdrawals can I make?

The Money Market Account has a limit of six preauthorized monthly withdrawals which include automatic withdrawal, check, Internet, and phone transactions. Visit your favorite Chemical Bank representative for additional fee details.